Health Insurance - Most people Zenith Lab Vision 20 believe that health insurance companies NEVER pay for LASIK surgery, but this is not entirely true. Although most insurance carriers consider LASIK to be an elective procedure and, therefore, not covered, your plan may consider paying something toward your expense if you suffer from dry eyes and cannot wear contact lenses or if you cannot wear eyeglasses at work (in other words, if there is a "medical neccessity" for the procedure). Be sure to check with them. Some major insurance companies may offer you a discounted rate through your PPO plan. If you have a vision plan, check with them to find out your options.
You may be required to use one of their participating ophthalmologists, but your surgery will be much more affordable. Another option, if you have some time to plan ahead, is to purchase a discount vision plan separate from your regular health plan. Read the fine print to know exactly which LASIK expenses will and will not be covered.
Make the Most of Your Flexible Spending Account (FSA) - If your employer offers a Flexible Spending Account, you can put aside pre-tax dollars to offset the expense of your LASIK surgery. Your employer makes a payroll deduction and deposits the money into a tax-free account. When you have adequate funds saved, you can use them to pay for your LASIK procedure. Speak to your human resources representative to be sure LASIK is covered through your FSA.